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Lori DeSimone Ramil

Ramil Ins and Fin Svcs Inc

105 N Dean St
Englewood, NJ 07631

On N. Dean St near cross streets of N. Dean and Demarest Ave

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ABOUT ME

I am a second generation State Farm Agent! I lived and went to elementary school in Fair Lawn, moved to Harrington Park freshman year of high school and attended Northern Valley Regional High School in Old Tappan. Independent and adventuresome, I headed out west and graduated with a Marketing degree from Arizona State University! Boy those were good times!

Putting my marketing degree to use, I came back to the Tri-State area and took an entry level position with Young and Rubicam in New York. I was with Y&R for 12 years where I left as a SVP, Media Group Director. Marriage and a family brought me back to my stomping grounds in NJ and to State Farm, where I was tasked with developing advertising plans for State Farm Agents while working at the Regional Office in Parsippany. After completing my assignment I decided I was ready to follow my dad's footsteps and open my own State Farm Agency in Englewood on June 1, 2008. Married for the second time with two girls of my own and two stepsons and my most favorite hairy son Divot, I have managed to build a business from scratch while enjoying my time with my customers and giving back to my community.

I welcome anyone to come by to meet Divot, as he is usually with me, and talk about how I may be able to protect the people and things (your assets) that are important to you and your family! Like a Good Neighbor, my agency is there!

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Lori DeSimone Ramil State Farm Agent
Office Hours
Call us 24 hours a day!
Insurance Products

Auto, Home, Property, Business, Life

Other Products

Banking, Mutual Funds, Annuities

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ABOUT ME

I am a second generation State Farm Agent! I lived and went to elementary school in Fair Lawn, moved to Harrington Park freshman year of high school and attended Northern Valley Regional High School in Old Tappan. Independent and adventuresome, I headed out west and graduated with a Marketing degree from Arizona State University! Boy those were good times!

Putting my marketing degree to use, I came back to the Tri-State area and took an entry level position with Young and Rubicam in New York. I was with Y&R for 12 years where I left as a SVP, Media Group Director. Marriage and a family brought me back to my stomping grounds in NJ and to State Farm, where I was tasked with developing advertising plans for State Farm Agents while working at the Regional Office in Parsippany. After completing my assignment I decided I was ready to follow my dad's footsteps and open my own State Farm Agency in Englewood on June 1, 2008. Married for the second time with two girls of my own and two stepsons and my most favorite hairy son Divot, I have managed to build a business from scratch while enjoying my time with my customers and giving back to my community.

I welcome anyone to come by to meet Divot, as he is usually with me, and talk about how I may be able to protect the people and things (your assets) that are important to you and your family! Like a Good Neighbor, my agency is there!

Insurance Products

Auto, Home, Property, Business, Life

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

Office Hours
Call us 24 hours a day!

Office Info

Office Map

Address:

105 N Dean St
Englewood, NJ 07631

Map & Directions

Languages:

English, Spanish, Arabic, Korean

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Languages:

English, Spanish, Arabic, Korean

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Our mission is to be the first and preferred choice for your Auto, Home, Life and Business insurance, banking and financial service needs for all of New Jersey, particularly Englewood and the surrounding areas. We will develop detailed insurance plans that fit your individual needs. We are committed to reviewing your policies on an annual basis to insure they reflect the changes that occur in life. In addition, we will provide you with remarkable service and exceptional claim handling right in your community.

We look forward to working with you and thank you for the opportunity to earn your business!

My office has diverse background with years of experience in auto, home, life, and business insurance and financial services. My team is bi-lingual in Spanish and English. They are eager to assist with any questions you may have and making sure our community understands the coverage and products that meet their needs. We are a valuable resource to our neighbors in the Englewood area and surrounding towns via many communication channels: In-person, over-the-phone, email, online, mobile apps and social media. We look forward to meeting and working with you! Contact us today for a free insurance quote or to discuss your financial options!!

Theressa Parra State Farm Agent Team Member

Theressa Parra

Life Insurance Representative
License #1604810

Theressa joined our team in 2015 and now has four years of experience under her belt as a Licensed Producer. She is a life-long resident of the area, so she understands the demands and needs of the locals. She is also bi-lingual, as she is fluent in Spanish and English. Please contact Theressa to discuss your life, auto, and home insurance quotes or for your business and financial service needs!

Maria Artavia State Farm Agent Team Member

Maria Artavia

Office Representative
License #3000645519

Maria eagerly joined our team in 2019 and quickly learned about the insurance world since coming aboard! She is bi-lingual, speaking both English and Spanish. Maria is a Licensed Producer, enabling her to help you with your auto or home needs. She can assist with any banking, fire (i.e., home, personal liability umbrellas, worker's comp), and auto (i.e. private passenger and commercial) products. Contact Maria today!

Anna Gagliardi State Farm Agent Team Member

Anna Gagliardi

Property & Casualty Representative
License #1658620

Anna first joined our growing team in 2017 as a part-time office representative. She enjoyed helping people at State Farm, so she decided to pursue a career with us further and get licensed. As a Property, Casualty and Life Licensed Producer, Anna can help you with any of you or your loved one's insurance needs! Call Anna for a free quote today!

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Agent Licenses for Lori DeSimone Ramil
NJ-1565862
NMLS #:139716
NMLS ID #:1157958
MLO License #:1157958

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Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address: 248 Lorraine Ave Ste 12 , Upr Montclair, NJ 07043-1454 Phone: 973-739-6492

State Farm Bank ®, F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm BankMember FDICEqual Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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