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Lori DeSimone Ramil

Ramil Ins and Fin Svcs Inc

(201) 408-5070
105 N Dean St
Englewood, NJ 07631

On N. Dean St near cross streets of N. Dean and Demarest Ave

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ABOUT ME

I am a second generation State Farm Agent! Independent and adventuresome, I headed out west and graduated with a Marketing degree from Arizona State University. Putting my marketing degree to use, I came back to the Tri-State area and took an entry level position with Young and Rubicam in New York. I was with Y&R for 12 years where I left as a SVP, Media Group Director. Returning to my stomping grounds in NJ and to State Farm, where I was tasked with developing advertising plans for State Farm Agents while working at the Regional Office in Parsippany. After completing my assignment I decided I was ready to follow my dad's footsteps and open my own State Farm Agency in Englewood on June 1, 2008. I have managed to build a business from scratch while enjoying my time with my customers and giving back to my community.

My office is always available to assist with Auto Insurance, Homeowners Insurance, Life Insurance, Renters Insurance, Business Insurance and many more. We service in different communities including Bergen County, Hudson County, Essex County, Union County, and Passaic County.

We look forward to working with you and thank you for the opportunity to earn your business!

¡Soy un agente de State Farm de la segunda generación! Independiente y aventurera, me dirigí hacia el oeste y me gradué con un título en Marketing de la Universidad Estatal de Arizona. Después de poner en práctica mi título en marketing, regresé al área triestatal ocupando una posicion de nivel de entrada en Young and Rubicam en Nueva York. Estuve con Y&R durante 12 años, donde dejé como SVP, Media Group Director. Regresando a mis terrenos en Nueva Jersey y a State Farm, donde tuve la tarea de desarrollar planes publicitarios para los agentes de State Farm mientras trabajaba en la Oficina Regional en Parsippany. Después de completar mi asignación, decidí que estaba lista para seguir los pasos de mi padre y abrir mi propia agencia de State Farm en Englewood el 1 de junio de 2008. He logrado construir un negocio desde cero mientras disfruto de mi tiempo con mis clientes y retribuyendo a mi comunidad.

Mi oficina siempre está disponible para ayudar con seguros de automóviles, seguros para propietarios de viviendas, seguros de vida, seguros para inquilinos, seguros comerciales y muchos más. Ofrecemos nuestro servicios en diferentes comunidades, incluyendo el condado de Bergen, el condado de Hudson, el condado de Essex, el condado de Union y el condado de Passaic.

¡Esperamos trabajar con usted y le agradecemos la oportunidad de ganar su negocio!

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ABOUT ME

I am a second generation State Farm Agent! Independent and adventuresome, I headed out west and graduated with a Marketing degree from Arizona State University. Putting my marketing degree to use, I came back to the Tri-State area and took an entry level position with Young and Rubicam in New York. I was with Y&R for 12 years where I left as a SVP, Media Group Director. Returning to my stomping grounds in NJ and to State Farm, where I was tasked with developing advertising plans for State Farm Agents while working at the Regional Office in Parsippany. After completing my assignment I decided I was ready to follow my dad's footsteps and open my own State Farm Agency in Englewood on June 1, 2008. I have managed to build a business from scratch while enjoying my time with my customers and giving back to my community.

My office is always available to assist with Auto Insurance, Homeowners Insurance, Life Insurance, Renters Insurance, Business Insurance and many more. We service in different communities including Bergen County, Hudson County, Essex County, Union County, and Passaic County.

We look forward to working with you and thank you for the opportunity to earn your business!

¡Soy un agente de State Farm de la segunda generación! Independiente y aventurera, me dirigí hacia el oeste y me gradué con un título en Marketing de la Universidad Estatal de Arizona. Después de poner en práctica mi título en marketing, regresé al área triestatal ocupando una posicion de nivel de entrada en Young and Rubicam en Nueva York. Estuve con Y&R durante 12 años, donde dejé como SVP, Media Group Director. Regresando a mis terrenos en Nueva Jersey y a State Farm, donde tuve la tarea de desarrollar planes publicitarios para los agentes de State Farm mientras trabajaba en la Oficina Regional en Parsippany. Después de completar mi asignación, decidí que estaba lista para seguir los pasos de mi padre y abrir mi propia agencia de State Farm en Englewood el 1 de junio de 2008. He logrado construir un negocio desde cero mientras disfruto de mi tiempo con mis clientes y retribuyendo a mi comunidad.

Mi oficina siempre está disponible para ayudar con seguros de automóviles, seguros para propietarios de viviendas, seguros de vida, seguros para inquilinos, seguros comerciales y muchos más. Ofrecemos nuestro servicios en diferentes comunidades, incluyendo el condado de Bergen, el condado de Hudson, el condado de Essex, el condado de Union y el condado de Passaic.

¡Esperamos trabajar con usted y le agradecemos la oportunidad de ganar su negocio!

Insurance Products

Auto, Home, Property, Business, Life

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

Office Hours
Call us 24 hours a day!

Office Info

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Address:

105 N Dean St
Englewood, NJ 07631

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Languages:

English, Spanish, Arabic, French, Korean

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Languages:

English, Spanish, Arabic, French, Korean

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Our office can always be reached at (201) 408-5070
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Our mission is to be the first and preferred choice for your Auto, Home, Life and Business insurance, banking and financial service needs for all of New Jersey, particularly Englewood and the surrounding areas. We will develop detailed insurance plans that fit your individual needs. We are committed to reviewing your policies on an annual basis to insure they reflect the changes that occur in life. In addition, we will provide you with remarkable service and exceptional claim handling right in your community.

I welcome anyone to my office and we will talk about how I may be able to protect the people and things (your assets) that are important to you and your family! Like a Good Neighbor, my agency is there!

Nuestra misión es ser la primera y preferida opción para sus necesidades de seguros de auto, casa, vida , negocios, servicios bancarios y financieros. Ofrecemos servicio para todo Nueva Jersey, particularmente en Englewood y sus alrededores. Nosotros desarrollaremos planes de seguros que se ajusten a sus necesidades y nos comprometemos a revisar sus pólizas anualmente para asegurarnos de que se reflejen los cambios que van occuriendo en la vida. Además, le brindaremos un servicio extraordinario y un manejo exepcional de reclamos para su comunidad.

Le doy la bienvenida a cualquier persona a mi oficina y hablaremos sobre cómo puedo proteger a las personas y las cosas (sus bienes) que son importantes para usted y su familia. Como un buen vecino, ¡mi agencia está ahí!

My office has a diverse background with years of experience in auto, home, life, and business insurance and financial services. My team is bi-lingual in Spanish and English. They are eager to assist with any questions you may have and making sure our community understands the coverage and products that meet their needs. We are a valuable resource to our neighbors in the Englewood area and surrounding towns via many communication channels: In-person, over-the-phone, email, online, mobile apps and social media. We look forward to meeting and working with you! Contact us today for a free insurance quote or to discuss your financial options!

Mi oficina tiene antecedentes diversos con años de experiencia en seguros y servicios financieros para automóviles, viviendas, vida y negocios. Mi equipo es bilingüe en español e inglés y están ansiosos por ayudar con cualquier pregunta que pueda tener y asegurarse de que nuestra comunidad comprenda la cobertura y los productos que satisfagan sus necesidades. Somos un recurso valioso para la comunidad de Englewood y las ciudades circundantes a través de muchos canales de comunicación: en persona, por teléfono, correo electrónico, en línea, aplicaciones móviles y redes sociales. ¡Esperamos conocerlo y trabajar con usted! ¡Contáctenos hoy para una cotización de seguro gratuita o para discutir sus opciones financieras!

Maria Artavia State Farm Agent Team Member

Maria Artavia

Property & Casualty Representative
License #3000645519

Maria joined our team in 2019 and quickly learned about the insurance world since coming aboard! She is bi-lingual, speaking both English and Spanish. Maria is a Licensed Producer, enabling her to help you with your auto or home needs. She can assist with any banking, fire (i.e., home, personal liability umbrellas, worker's comp), and auto (i.e. private passenger and commercial) products. Contact Maria today!

Maria habla español y esta dispuesta a ayudar!

Ivonne Kluever State Farm Agent Team Member

Ivonne Kluever

Insurance Account Representative
License #3000954985

Ivonne recently joined our team in 2020, she is licensed in Property, Casualty and Life insurance. She is a devoted team member who provides guidance in relation to your insurance needs! She is bi-lingual in Spanish and English.

Ivonne habla español. Llame hoy para una cotizacion!

Michelle Medina State Farm Agent Team Member

Michelle Medina

Property & Casualty Representative
License #3001111701

Michelle joined our team in 2020, she is licensed in Property and Casualty insurance. She is dedicated to assisting the office and helping everyone with their insurance needs. She is bi-lingual in Spanish and English.

Michelle esta aqui para ayudar en todo lo que necesite!

Anna Gagliardi State Farm Agent Team Member

Anna Gagliardi

Property & Casualty Representative
License #1658620

Anna first joined our growing team in 2017 as a part-time office representative. She enjoyed helping people at State Farm, so she decided to pursue a career with us further and get licensed. As a Property, Casualty and Life Licensed Producer, Anna can help you with any of you or your loved one's insurance needs! Call Anna for a free quote today!

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Agent License for Lori DeSimone Ramil
NJ-1565862

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Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2021/08/1329

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:248 Lorraine Ave Ste 12 , Upr Montclair, NJ 07043-1454 Phone: 973-739-6492

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

Like a good neighbor, State Farm is there.

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